So How DO Americans Continue To Exploit Resources In The Black Community?

Banks do it with needlessly high interest rates for so many minority citizens.
Oh I know...credit reports, right? Those things at so many levels in our society are mainly gimmicks.
Mayor Bloomberg was masterful at it.Stop dark people. Cheat dark people. Collect from dark people.
Real estate does it, again, with unsightly interest rates.
Insurance does it. Dark people pay high rates because they live near other dark people. Why would
they do such living?!
Retail does it often by accusing every tenth minority customer and/or minority salesperson of theft.
Ferguson did it with globs of phony enforcement of phony laws. Disobey, and get lit up by the very violent, very dim son of a crack-head. Sounds OK?
So how will America continue to do exploit the black community if they don't have a plethora of goon enforcers and slightly more capable legal scorers?
Oh, are they called prosecutors?
No. That is silly. All they do is keep score.
1. We scammed this many dollars from the black/brown community today.
2. We deprived this many persons from the black/brown community for our bogus jails today.
3. We can count about how many times we can do all this again tomorrow!
So if Americans do find slicker ways to press their tricks, when will they ever outgrow murder,
and murderous enforcement?