NFL players have contracts.
The contracts cover a lot of ground, a lot of people.
NFL players make an inordinate amount of money for their organization.
Players' families are uniquely dependent upon player salaries, as the community at large will be
unable to absorb the fame and lifestyle, or previous lifestyle of a family in pro sports.
If the organization is that worried about paying salaries for benched players, get more insurance.
Underwriters would love to cover more ethics/morals/criminal behavior.
And the NFL has quite enough money to pay for it.
Once the NCAA gets its act together, maybe insurance costs will go back down.
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